Annuities

Smart Solutions for Your Clients’ Future

Annuities can help your clients create retirement income, pursue tax-deferred growth and address certain retirement needs. We make it easier to find the right solution for their goals.

VISIT OUR ANNUITY WEBSITE

800-996-9631 Ext. 331

Common Annuity Solutions

There are several types of annuities that can help your clients meet their unique goals.

Fixed Annuities

Provide a declared interest rate and principal protection backed by the issuing insurance company. They can be a good fit for clients who value stability and predictable growth.

Indexed Annuities

Offer interest-crediting potential tied in part to a market index, while providing protection from direct market losses subject to the contract’s terms and guarantees.

Variable Annuities

Offer investment options whose value can rise or fall with market performance, providing greater growth potential along with greater investment risk.

Income Annuities

Designed to convert premium into a stream of income that can begin immediately or at a future date, depending on the contract.

WHEN ANNUITIES MAY BE WORTH DISCUSSING

Helping Clients Plan for What Comes Next

Annuities can serve different roles in a retirement strategy depending on your client’s goals, timeline and comfort with risk.

Creating Retirement Income

For clients concerned about turning retirement savings into a dependable stream of income, certain annuities can provide income options designed to last for a specified period or for life.

Protecting Principal

Clients who value stability may appreciate annuity options designed to protect principal from direct market losses, subject to the terms and guarantees of the contract.

Growing Assets Tax-Deferred

Annuities offer tax-deferred growth, meaning clients generally don’t pay taxes on earnings until money is withdrawn.

Planning for the Future

Annuities can provide additional tools for retirement planning, including income strategies, beneficiary options and features designed around different long-term goals.