Long term care

Plan Today.

Protect Tomorrow.

Long-term care insurance helps clients prepare for the cost of assistance with daily living, giving them more choices about how and where they receive care.

ONLINE QUOTE SHEET

PDF QUOTE SHEET

Long-Term Care Options

There are several ways to help clients prepare for potential long-term care expenses.

Traditional Long-Term Care Insurance

Standalone long-term care coverage designed to help pay for eligible care at home or in a facility.

Online Quote Sheet

PDF Quote Sheet

Hybrid / Linked-Benefit Solutions

Linked-benefit solutions combine long-term care protection with life insurance or an annuity, providing additional value if care is never needed.

Online Quote Sheet

PDF Quote sheet

Life insurance with a Long-Term Care Rider

Certain life insurance policies allow clients to access a portion of the death benefit to help pay for qualifying long-term care needs.

Online Quote Sheet

PDF Quote sheet

Who May Benefit from Long-Term Care Coverage?

Protecting Retirement Assets

Concerned About Future Care Costs

Planning for Retirement

Want More Choice in Care

Want to Reduce the Family Caregiving Burden

Have Assets to Preserve

When Should Clients Start Planning?

Long-term care planning is generally most effective before a client needs care. Health, age and product availability can affect the options available, making earlier conversations valuable when building a broader retirement strategy.